Form of Proxy

BENDIGO AND ADELAIDE BANK LTD

BD Client Code:

Client Name:

Number of Shares Held in a BD Nominee Company:

No.	Proposition		For	Against	Abstain
1	RE-ELECTION OF VICTORIA WEEKES AS A DIRECTOR
2	RE-ELECTION OF ALISTAIR MUIR AS A DIRECTOR
3	ELECTION OF TRAVIS DILLON AS A DIRECTOR
4	ADOPTION OF THE REMUNERATION REPORT
5	APPROVAL OF THE GRANT OF PERFORMANCE RIGHTS TO THE CHIEF EXECUTIVE OFFICER AND MANAGING DIRECTOR